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Harry Potter: Why Grind? I Took Out a Loan to Attend Hogwarts

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Chapter 1 of 180

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Chapter 1: Hogwarts Letter of Acceptance

Harry Potter: Why Grind? I Took Out a Loan to Attend Hogwarts

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“Aunt Penelope, I really like the finance tutor.

I’ve grasped part of the knowledge.

Could you find me a philosophy teacher as well?” “Little Lucien, I’m glad to see you so eager to learn.Full novel: Harry Potter: Why Grind? I Took Out a Loan to Attend Hogwarts — read the rest free on N​o⁠v​e⁠l​C⁠o​d⁠e​x⁠.​o⁠r​g⁠

After all, you’ll take over the Greenwood estate in the future.

But you’re still a child.

You need proper rest and recreation to ensure healthy growth.” “Aunt, the world is like a giant washing machine.

Either you spin others, or others spin you!” Inside an elegantly decorated villa, a graceful and noble beautiful woman was leaning on the sofa, looking somewhat helplessly at the handsome young boy before her.

His dark golden hair was neatly combed, and his deep black eyes revealed a maturity beyond his age.

Lucien Greenwood.

Heir to the British commercial giant, Greenwood.

His parents had died in an accident during a trip, and he was raised by his Aunt Penelope.

Penelope never married and had no children.

Lucien was the only bloodline left by her brother, and she always treated him as her own.

Lucien had been clever since childhood, well-behaved and studious, nothing like other children his age who were mischievous.

But sometimes Penelope felt Lucien was too ‘studious.’ Not only could he quickly grasp all kinds of knowledge taught by tutors, but he also actively asked for a large number of exercises and homework.

Rubbing her forehead, Penelope chuckled: “I know what a washing machine is, but what does ‘spin’ mean?

You always like to invent new words.

But, little Lucien, have you really decided to go to that Hogwarts?” — Ten years had passed since Lucien transmigrated into this world.

He found himself born into a wealthy family.

He should have inherited the estate, dominated the business world, and stepped on the finance industry, becoming a true Lord Greenwood.

But this morning, a fat white bird flew in through the window, dropped an envelope, and left elegantly.

The crest on the envelope featured a capital ‘H’ surrounded by a lion, a snake, a badger, and an eagle.

Hogwarts SCHOOL of WITCHCRAFT and WIZARDRY Headmaster: Albus Dumbledore (Order of Merlin, First Class, Grand Sorc., Chief Warlock, Supreme Mugwump, International Confed.

of Wizards) We are pleased to inform you that you have been accepted at Hogwarts School of Witchcraft and Wizardry.

Please find enclosed a list of all necessary books and equipment.

Given your circumstances, we will send a Professor to answer your questions, arriving no later than eight o’clock this evening.

Hogwarts?

Magic?

Lucien barely accepted the fact that he had transmigrated into the Harry Potter world and tried to recall relevant memories.

This world had all kinds of wonderful magic, a self-contained Magical World, and a rich variety of Magical Creatures…

For young wizards from pure Muggle families like Lucien, a Professor would visit to explain the basics of wizards and magic.

“I wonder which Professor will come.

Old Dumbledore?

Or the older cat lady Professor McGonagall?

It can’t be that Snape who doesn’t like washing his hair…” — In response to Penelope’s question, Lucien nodded.

“Yes, Aunt.

At Hogwarts, I can access magic—knowledge I know nothing about…” Seeing Lucien about to show his thirst for new knowledge again, Penelope waved her hand repeatedly.

“Alright, alright.

If you want to go, go.

After all, it’s an extraordinary, magical power.

Who would refuse?” As the current head of the Greenwood family, Penelope had heard of the existence of the Magical World, but she never expected her nephew to actually awaken wizard powers.

After chatting with his Aunt for a while, Lucien returned to his room.

“System, I’m about to learn magic.

Can you waive this month’s loan?” [Congratulations, host, on stepping into a brand-new world.

Applying for ‘Magic Loan’ for you.] Hearing the system’s emotionless voice, Lucien shook his head helplessly.

As a standard feature for transmigrators, this system had awakened when he was six years old.

Its full name was [Loan Reward System].

Lucien could directly prepay rewards and then complete the loan tasks issued by the system.

For example, Lucien’s recent loan was ‘Financial Knowledge Proficiency.’ The moment he signed the loan contract, Lucien directly acquired a large amount of financial knowledge.

Afterward, he needed to read fifty finance books and complete five hundred related exercises to repay the loan.

Of course, thanks to the prepaid rewards, Lucien found it easier to complete these tasks.

[To celebrate the host embracing the beauty of magic, the system has applied for ‘Loki’s Mask’ (annual loan) for you.] Seeing the words ‘annual loan,’ Lucien’s eyelids twitched.

The system’s loans were divided into Daily, Weekly, Monthly, and the highest level, Annual.

The repayment periods for the four types were one day, one week, one month, and one year, respectively.

The rewards increased progressively, but the difficulty of the loan tasks also skyrocketed.

[Loan Item: Loki’s Mask (annual loan)] [Repayment Period: 365 days] [Loan Content: Obtain the magical talent of Loki, God of Mischief and Change.] [White Magic: S] [Dark Arts: SS+] [Defense: S+] [Transfiguration: SSS] [Potion: A] [Alchemy: A+] [Magic Power: SS] [Loan Tasks: Master White Magic, Perfectly Master Transfiguration, Perfectly Master Dark Arts, Cultivate Extraordinary Offspring…] Looking at the detailed description of the ‘Loki’s Mask’ loan, Lucien’s expression grew more and more strange.

He knew Loki, the God of Mischief in Norse mythology, especially skilled in change and magic.

But such luxurious rewards meant hellish loan tasks.

Just the number of tasks made Lucien dizzy.

No matter how good Loki’s talent was, could he master all this magical knowledge within a year?

And what was ‘cultivate extraordinary offspring’?

Was it because in the legends, Loki gave birth to bizarre offspring like a giant wolf, a great serpent, and an eight-legged horse?

Can humans give birth to such things?

Lucien shook his head.

“System, this is my first magic loan.

Isn’t there some discount?

Full novel: Harry Potter: Why Grind? I Took Out a Loan to Attend Hogwarts — read the rest free on N​o⁠v​e⁠l​C⁠o​d⁠e​x⁠.​o⁠r​g⁠
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