Although they were high school classmates for three years, both he and Li Shuhao had personalities that weren't very talkative, so they didn't have much of a friendship.
"Li Shuhao has the C-Level Iron Body Talent and is bound to take the path of a combat Divine Kingdom, so he needs subordinate divine kingdoms to help him stabilize his rear supplies. He has invited several classmates with good talents in our class, and the offers are very high."
"I think you can consider it. Li Shuhao is now considered a Genius recognized by the Clan, and his future development is not something we can compare to. Hugging a powerful thigh will also make your Divine Kingdom safer in the future."
"My dad went to rely on his classmate back then too; everyone has known each other since childhood and trusts each other more." Zhang Pang explained patiently.
"I know, but I've been pretty busy lately. We'll talk when I have time." Yang Fan replied.
Yang Fan didn't want to directly refuse. Li Shuhao's wooing was seen as an opportunity by others, and if he refused too obviously, it wouldn't align with Yang Fan's principle of keeping a low profile.
"Fine, you also have a C-Level evaluation, so you can indeed look around more. Who knows, those prodigy in Class One might also extend an olive branch to you. Anyway, I've delivered the message. Right, let's get together when you have time—not in the Virtual World, but come over to my house for dinner."
"Alright." Yang Fan agreed.
Zhang Pang's father originally did business in Mingyue Community, and they often visited each other's homes when they were young, which was why their relationship was so good.
After ending the call, Yang Fan tapped open his communicator and entered the Federal Fund loan page.
"Citizen Yang Fan, your current loan limit is 5 million Faith Points. Please sign the informed consent form."
Yang Fan opened the informed consent form, and the terms inside were dozens of pages long. To make it convenient for students to grasp the main points, the Federal Government also highlighted the core issues.
Among them was the price for failing to repay: being forcibly dispatched to the frontline to produce supplies for frontline divine kingdoms with zero remuneration until all debts were paid off.
Once the countdown ended, Yang Fan decisively clicked to sign.
With his Evolution Talent, Yang Fan was confident that he could double his principal in less than a year, so risks simply didn't exist.
"Loan successful. The Federal Government advises that this startup capital should be used entirely for personal Divine Kingdom development. Do not indulge in pleasure or give it to others. In case of fraud, please call the official Federal Fund loan telephone line."
Unlike the rewards issued by the Ministry of Education, Yang Fan could freely dispose of the loan's Faith Points.
"Faith Points: 5,014,988 (Providing 0.006 Faith Points daily)"
Looking at the suddenly surging Faith Points, Yang Fan didn't hesitate and immediately opened the Divine Shop.
"Help me search for buildings similar to the Moon Well. The requirements are that they don't consume believers' energy, can generate fixed income relying on the natural passage of time in the Divine Kingdom, and ideally can slowly influence believers' bodies and improve their Aptitude."
"Searching..."
C-Level building Sun Spring, can produce a drop of Sun Essence every 10 years, possessing effects such as strengthening the body, increasing strength, and detoxifying, valued at 1,000 Faith Points, building price 300,000 Faith Points.
C-Level building Ghost Spring, condenses a drop of ghost poison every hundred years, valued at 50,000 Faith Points, building price 100,000 Faith Points. (Merchant's note: If believers' strength is insufficient, they are prone to chronic poisoning. The Divine Kingdom needs to extract it every thousand years, otherwise it is easy to form a toxic fog area.)
C-Level building Skeleton Tower, inputs animal bones to stably produce Skeleton Soldiers. Each Skeleton Soldier is valued at 0.1 Faith Points, building price 500,000 Faith Points, with an average big data return rate of 36%.
...
B-Rank Building Hundred Weapons Tower, inputs iron ore to automatically produce hundreds of cold weapons, which can be sold. Building price 200 million Faith Points, with an average big data return rate of 16%.
..."
Seeing that B-Rank Buildings had even appeared, Yang Fan hurriedly pressed the pause button.
"I want to make stable Divine Kingdom investments. With my current funds, I can at most buy C-Level buildings. Recommend the optimal choice for me."
"According to big data calculations, the optimal choice is a combination of the Moon Well and Sun Spring.
At current market values, the return rate of the two is 12%, and long-term placement will positively affect the surrounding environment, improve believers' physiques, and provide auxiliary effects for Cultivating the Federal Body Refinement Technique.
Placed together, over time they will fuse with each other. After a thousand years in the Divine Kingdom, there will be a one-in-ten-thousand probability of evolving into the special building Fountain of Life. As long as one appears, investment returns will increase significantly."
"Help me search for the price of the Fountain of Life." Yang Fan asked curiously.
"Special building Fountain of Life, official recommended transaction price 1 billion Faith Points, current severe out of stock, unable to purchase.
Fountain of Life: Life forms below Tier 5 thrown into it can quickly repair injuries. Every 10 years, a drop of Water of Life is born, with a value of 1 million Faith Points. Also severely out of stock, unable to purchase."
Seeing the description of the Fountain of Life, Yang Fan couldn't help but gasp.
This was simply like buying a lottery ticket; once you win, you get rich overnight.
At this moment, Yang Fan suddenly remembered seeing in textbooks that someone had set up a large number of Moon Wells in their Divine Kingdom. Now it seemed there were probably Sun Springs among them as well; as long as a single Fountain of Life was born, it could wipe out all the sunk capital costs.
Thinking of that Clan Genius Li Tianheng on the day of Awakening, who already possessed a Fountain of Life inside his Divine Kingdom, Yang Fan felt deeply shocked.
"Who knows what stage the Divine Kingdoms of these privileged prodigy have developed to." Yang Fan couldn't help rubbing his temples, suddenly feeling immense pressure.
Possessing an SSS-Rank Evolution Talent, Yang Fan didn't think his potential was worse than those geniuses, but right now, the gap between them was probably much, much greater than he had imagined.
"Others have generations of accumulation, while I have a cheat. The future is long, let's take it step by step and see." Yang Fan encouraged himself.
"Purchase four Moon Wells and five Sun Springs." Yang Fan directly pressed the purchase button.
With these plus his Evolution Talent, his net monthly income would be 300,000 Faith Points.
"Continue helping me search for high-yield Spirit Plants. The requirements are that they can improve the Divine Kingdom environment, are convenient for Planting and harvesting without wasting believers' energy, and cost within one million Faith Points."
"Search successful. Recommending the C-Level Spirit Plant Soul-Nourishing Wood. It is extremely easy to survive and can be used for Alchemy. The older the age, the higher the value. Long-term Planting will keep surrounding living beings clear-headed and slightly enhance Comprehension.
Soul-Nourishing Wood saplings × 1,000, selling price 500,000 Faith Points. (Merchant reminder: The growth period of Soul-Nourishing Wood is too long, making it easy to attract covetous eyes from others. Investment risk is extremely high. If one lacks a Clan background or strong strength, it is best not to cultivation it in large quantities.)
Search current market prices: 10-year Soul-Nourishing Wood is 510 Faith Points per plant, 100-year Soul-Nourishing Wood is 700 Faith Points per plant, 1,000-year Soul-Nourishing Wood is 5,000 Faith Points per plant, and 10,000-year Soul-Nourishing Wood is 1 million Faith Points per plant."
Looking at the introduction of the Soul-Nourishing Wood, Yang Fan suppressed the throbbing in his heart and continued to ask: "If I cultivation 1,000 plants, is that considered a lot?"
"According to big data surveys, it is not considered much."
"Then buy them."
"Transaction successful."
"Help me buy Water Lotus seeds × 20,000 as well."
"Transaction successful."
"Randomly match 1 million head of unranked herbivores."
"Transaction successful."
"Buy an F-Level Breeding Card with a time limit of 100 years."
"Transaction successful."
...
In the blink of an eye, Yang Fan had spent over 1 million more Faith Points.
Temporarily unable to think of what else the Divine Kingdom needed, Yang Fan stopped his purchases.
Once this batch of Resources entered the Divine Kingdom, it would welcome a wave of massive development.
With the Divine Kingdom developing at such a hyper-speed, Yang Fan, as a deity, had to pay attention at all times, and the remaining Faith Points were just for unexpected needs.