Li Qingying truly deserved to be a First-Order God; even a sliver of wealth leaking through her fingers was enough to fill these students with boundless motivation.
All the students sat up straight, afraid of missing any important content from this class.
This wasn't because they were studious, but because it concerned their Faith Points.
Children from poor families mature early, after all.
Seeing that a single sentence of hers had mobilized the students' enthusiasm, a trace of smugness appeared at the corner of Li Qingying's mouth.
"The Prosperity Rating involves quite a few aspects, and the Federal Government has a standardized evaluation process for this.
It mainly looks at the population and strength of believers, the value of various Resources within the Divine Kingdom, including but not limited to land, Spirit Plants, and non-believer creatures."
"Isn't this just saying that whoever invests more has a higher Prosperity Rating?" A student below retorted.
"What you said is correct in essence, but not entirely right. In addition, biodiversity, the stability of the food chain, the sustainable development of the Divine Kingdom, and even the cleanliness and aesthetic degree inside the Divine Kingdom are all included in the assessment criteria."
Li Qingying smiled and continued, "Don't think that the knowledge learned in school is unimportant. If a rich second-generation heir only knows how to blindly pile up Resources, perhaps their starting point will be high initially, but in the long run, the Divine Kingdom will become bloated and even unable to digest them.
Developing a Divine Kingdom is a science. Resources are very important, but for ordinary students like you, you must put more effort into knowledge so that every single resource can be utilized to its absolute limit."
Hearing this, everyone listened even more attentively, as if they had grasped a glimmer of survival.
What Li Qingying said was naturally true, but she didn't mention the real key point; in fact, Resources were still the most important thing for the development of a Divine Kingdom.
No matter how well an ordinary person learned knowledge and utilized every resource to the extreme, how could they possibly compare to those who grew up with golden keys in their mouths? The Resources those people wasted would probably be enough to burst their Divine Kingdoms wide open.
The social classes in this world were already solidified, and trying to climb upward was as difficult as ascending to heaven.
"Besides, I'll also tell you some good news. I have already applied to the Ministry of Education. Now, everyone in Class 7 has been removed from the Juvenile Protection Law, and you are qualified to apply for a loan from the Ministry of Education," Li Qingying said.
"A loan!" Yang Fan's eyes lit up as well.
According to federal laws, before a federal citizen awakens a Divine Kingdom and possesses independent ability, they cannot participate in the federal education fund loan.
Li Qingying coughed softly, and the expression on her face gradually turned solemn, "Loan companies outside generally have an annual interest rate of over 50%, while the federal education fund loan is 0%. Interest will only start to be charged after you lose your student status, and you don't even have to repay the principal during this period.
This fund is extremely important; remember to use it for the development of your own Divine Kingdom."
"As for the loan quota, it is determined based on your evaluation during Awakening: an F-grade evaluation grants a quota of 300,000, an E-grade evaluation grants 1 million, a D-grade evaluation grants 2 million, and a C-grade evaluation grants 5 million."
"Teacher Li, this isn't fair. The gap in loan quotas is so huge; wouldn't the top three already be decided?" someone below anxiously asked.
"There is no absolute fairness in this world. Instead of wasting time complaining, you might as well think more about how to use limited Resources to develop your Divine Kingdom. The assessment starts in 10 days, so everyone get prepared."
Leaving these words behind, Li Qingying's figure instantly disappeared, presumably returning to reality.
Zhang Pang pushed Yang Fan's shoulder and said, "A loan quota of 5 million with no interest, and with 4 years left until college graduation, doing any casual investment could double it. What difference is this from getting it for free? No wonder my dad says that being fast one step means being fast every step."
Even Zhang Pang, who had a relatively good Clan background, looked moved at this moment.
5 million Faith Points could even buy out his dad's grain warehouse.
"It's impossible to use all of this fund for investment; the consumption required to cultivate believers is also quite substantial," Yang Fan sighed with feigned emotion.
Just at this moment, he felt a scrutinizing gaze.
It was precisely Li Shuhao. At this time, he looked at Yang Fan and slowly stood up.
Seeing that Li Shuhao was preparing to walk towards him, Yang Fan hurriedly exited the Virtual World.
Seeing this, Li Shuhao was also stunned. He was certain that Yang Fan had seen him, but he suddenly ran away.
"Li Shuhao, I won't lose to you in this internal assessment," Wang Zhenyu, standing aside, stood up and said.
"So confident? And did you forget someone? There is also Yang Fan in our class who obtained a C-grade evaluation."
"5 million is not a little, but Yang Fan's Clan background is too poor, and his parents can't provide him with much help. This is already his upper limit," Wang Zhenyu said indifferently, seemingly not taking Yang Fan seriously at all.
"Stop with the Yin and Yang. Although you are a collateral branch member of the Clan, after obtaining the C-grade evaluation ten days ago, you received Clan investment. I'm afraid the combined Prosperity Rating of everyone's Divine Kingdoms in the entire class right now can't even compare to you alone," Wang Zhenyu rolled his eyes.
"Such top-secret information, how do you know?" Li Shuhao was shocked.
"Bullshit, we were drinking at Heavenly Fragrance Club a few days ago, and you fucking bragged in front of a dozen people. Now you're acting like you forgot? Would you die if you didn't act cool! Were you cooped up too much from being a bookworm these past few years!" Wang Zhenyu spat, and without waiting for the other party to react, he directly exited the Virtual World.
Li Shuhao stood in place, his skin blushing slightly. After a coughing fit of embarrassment, he also logged out.
"It's great to be related to a big Clan; as long as you have a little potential, you can get investment."
"The Li Clan and Luo Family are the two largest families in Yang County. Li Shuhao can be considered to have successfully changed his destiny; his current strength is probably enough to enter Class 1, Grade 12."
"Wang Zhenyu shouldn't be underestimated either. I saw his dad processing a loan some time ago. It seems he wants to help him make a push before the College Entrance Examination."
...
Yang Fan had no idea what happened afterward, and he was even less interested in the gossip among classmates. Right now, he just wanted to process the loan as soon as possible, purchase resource cards, and enrich his Divine Kingdom.
Just as Yang Fan opened his wristwatch, he saw a voice call from Zhang Pang.
Connecting the call, Zhang Pang's boisterous voice came through: "Brother Yang, why did you run so fast? I also wanted to ask why you didn't go to the gathering organized by Li Shuhao a few days ago? That guy has really made it big. Back then, he ordered one for each of us brothers without even blinking an eye. That act of showing off was simply satisfying to the extreme."
"A gathering?"
"You didn't check the group messages? All the boys in Class 7, Grade 12 could attend."
"What about the girls?"
"You really don't check messages, do you? We went to Heavenly Fragrance Club; why would we bring female classmates? There are no male models there."
"Cough cough, didn't pay attention," Yang Fan said awkwardly.
"Let's talk about serious business. Li Shuhao said he couldn't reach you, so through me, he wants to invite you to dinner," Zhang Pang said.
"Why is he inviting me to dinner?" Yang Fan's face showed a puzzled expression.