Li Qingying was truly a First-Order God.
Even the tiniest bit of wealth that slipped through her fingers was enough to fill these students with motivation.
Every student sat up straight, afraid they might miss even a single important detail.
It wasn’t because they had suddenly become studious.
It was because this lesson concerned Faith Points.
After all, children from poor families learned to manage household affairs early.
Seeing how a single sentence had immediately awakened everyone’s enthusiasm, a hint of pride appeared at the corner of Li Qingying’s mouth.
“Prosperity level involves many different factors, and the Federal Government has established a standardized evaluation system.
“The assessment mainly focuses on the population and strength of your believers, as well as the value of various resources within your Divine Kingdom.
This includes, but isn’t limited to, land, spiritual plants, and non-believer organisms.” “Doesn’t that basically mean whoever invests more resources gets a higher prosperity level?” a student below asked.
“You’re essentially correct, but not entirely.” Li Qingying smiled.
“Biological diversity, food-chain stability, the sustainable development of your Divine Kingdom, and even its cleanliness and aesthetics are all included in the assessment.” She continued, “Don’t think the knowledge you learn in school is useless.
If a ‘rich second generation’ only knows how to mindlessly pile resources into their Divine Kingdom, they may have a high starting point, but in the long run, their Divine Kingdom could become bloated and eventually reach a point where it can no longer digest all those resources.
“Developing a Divine Kingdom is a science.
Resources are important, but for ordinary students like you, you need to put more effort into your studies.
Only then can you maximize the value of every resource you obtain.” Everyone listened even more attentively, as if they had suddenly caught sight of a glimmer of hope.
What Li Qingying said was naturally true.
However, she deliberately left out the most important point.
For the development of a Divine Kingdom, resources were still the most crucial factor.
Even if an ordinary person mastered every piece of knowledge and used every resource with absolute efficiency, how could they possibly compete with those born with silver spoons in their mouths?
The resources those people casually wasted could probably fill an ordinary person’s entire Divine Kingdom.
The social classes of this world had already become deeply entrenched.
For ordinary people, climbing upward was as difficult as ascending to heaven.
“Besides that, I have some good news for all of you.” Li Qingying’s expression brightened.
“I applied to the Ministry of Education on your behalf.
As of today, everyone in Class 7 has been removed from the restrictions of the Minor Protection Act.
“You are now eligible to apply for loans from the Federal Education Fund.” “Loans!” Yang Fan’s eyes immediately lit up.
According to federal law, before a citizen awakened their Divine Kingdom and gained independent capabilities, they weren’t permitted to participate in Federal Education Fund loans.
Li Qingying coughed lightly, and her expression gradually became serious.
“Loans from ordinary financial institutions generally have annual interest rates exceeding 50%.
However, Federal Education Fund loans have a zero-percent interest rate.
“Interest only begins accruing after you lose your student status.
Furthermore, while you’re still a student, you don’t even need to repay the principal.
“This is an investment provided by the Federal Government to all students.
For most people, it may even be the final investment they receive in their lifetime.
“This fund is extremely important.
Remember to use it for the development of your own Divine Kingdom.” She paused before continuing.
“As for the loan limit, it is determined by your evaluation when you awakened your Divine Kingdom.
“An F-grade evaluation grants a maximum loan of 300,000 Faith Points.
“E-grade: 1,000,000.
“D-grade: 2,000,000.
“C-grade: 5,000,000.” “Teacher Li, that’s not fair!” A student immediately protested.
“There’s such a huge difference between the loan limits.
Doesn’t that mean the top three positions are practically decided already?” “There is no absolute fairness in this world.” Li Qingying glanced at him calmly.
“Instead of wasting time complaining, you should think about how to use your limited resources to develop your Divine Kingdom.
“The assessment begins in ten days.
Everyone, prepare yourselves.” With those words, Li Qingying’s figure instantly disappeared.
She had apparently returned to the real world.
Zhang Pang nudged Yang Fan’s shoulder and whispered excitedly, “Brother Yang, a five-million Faith Point loan with zero interest, and we still have four years before graduating from university.
“Even if you make a random investment, you could probably double that amount.
“What’s the difference between this and getting money for free?
“No wonder my dad always says that if you’re one step ahead, you’re ahead at every step!” Even Zhang Pang, whose family was relatively well-off, looked excited.
Five million Faith Points were enough to buy his father’s entire grain warehouse.
“It’s impossible to invest all of this capital,” Yang Fan sighed.
“The cost of nurturing believers is also quite significant.” He deliberately put on a troubled expression.
Just then, he suddenly felt a scrutinizing gaze.
It was Li Shuhao.
Li Shuhao was staring at him and slowly got to his feet.
Seeing that Li Shuhao was about to approach him, Yang Fan immediately logged out of the Virtual World.
Li Shuhao was stunned.
He was certain Yang Fan had seen him.
Yet the moment their eyes met, Yang Fan had suddenly disappeared.
“Li Shuhao, I won’t lose to you in this internal assessment.” Wang Zhenyu stood up nearby.
“You’re quite confident.” Li Shuhao smiled faintly.
“But haven’t you forgotten someone?
Yang Fan also received a C-grade evaluation.” “Five million Faith Points is indeed a lot, but Yang Fan’s family background is too poor.” Wang Zhenyu shook his head indifferently.
“His parents can’t provide him with any assistance.
That’s already his limit.” “My family background isn’t anything special either.” Li Shuhao sighed.
“Unlike you.
You have a good father with ten cargo transfer points in Tomorrow Neighborhood.” “Stop being sarcastic.” Wang Zhenyu rolled his eyes.
“Although you’re only a branch member of the Li Family, you received family investment immediately after obtaining a C-grade evaluation ten days ago.
“I’m afraid the prosperity level of everyone else’s Divine Kingdoms in our entire class combined can’t compare with yours alone.” “How do you know about that?” Li Shuhao was visibly shocked.
“Screw you!” Wang Zhenyu glared at him.
“A few days ago, when we were drinking at Tianxiang Renjian, you bragged about it in front of more than a dozen people!
“Now you’re pretending you’ve forgotten?
“Could you stop showing off for once?
Have you been suppressed too much by being a bookworm all these years?” Without waiting for Li Shuhao to respond, Wang Zhenyu logged out of the Virtual World.
Li Shuhao stood there with a slightly flushed face.
After coughing awkwardly, he also logged out.
“It’s good to be connected to a major family.
With just a little potential, you can immediately receive a huge investment.” “The Li Family and Luo Family are the two largest families in Yang County.
Li Shuhao can be considered to have successfully changed his fate.
With his current strength, he could probably qualify for Class 1, Third Year.” “Wang Zhenyu shouldn’t be underestimated either.
I saw his father applying for a loan recently.
It seems he wants to give Wang Zhenyu another boost before the College Entrance Examination.” “…” Yang Fan had no idea what happened afterward, nor did he have any interest in his classmates’ gossip.
At this moment, all he wanted was to apply for the loan as quickly as possible, purchase resource cards, and enrich his Divine Kingdom.
Just as Yang Fan tapped his smartwatch, he suddenly received a voice call from Zhang Pang.
He answered.
Zhang Pang’s booming voice immediately came through.
“Brother Yang, why did you run away so fast?
I wanted to ask you something.
“Why didn’t you attend the party Li Shuhao organized a few days ago?
“That guy has really made it big.
He ordered one for every brother without even blinking.
That display of wealth was absolutely satisfying!” “A party?” “Didn’t you see the group message?
All the boys in Class 7, Grade 12 were invited.” “What about the girls?” “You really never check your messages, do you?” Zhang Pang sounded speechless.
“We went to Tianxiang Renjian.
Why would we bring female classmates?
There aren’t any male models there.” “Cough, cough…” Yang Fan coughed awkwardly.
“I didn’t notice.” “Anyway, back to business.” Zhang Pang’s tone became serious.
“Li Shuhao said he couldn’t get in touch with you, so he asked me to invite you to dinner.” “Why is he inviting me to dinner?” Yang Fan frowned in confusion.