Loan of Life in the Cultivation World

Transmigrated into the cultivation world with blocked spiritual roots, Yun Yan became the lowest-level handyman in Qingyun Sect. While other transmigrators obtained divine skills and secret manuals, he was bound to a 'usury system'. Starting with a debt of one hundred points, daily interest of 10%, compounding. Mission failure? Deprivation of limbs and senses, or direct execution. Mission rewards? Just repaying a negligible amount of principal in the huge debt. Even the prizes from the lottery wheel are extracted through 'blood sacrifice, limb energy conversion'. With the system debt snowballing day and night, and evil cultivator peers eyeing him to refine his soul into a banner, Yun Yan looks at his broken body and the bright red negative number on the system panel, silently gripping the poison-soaked crude wooden blade. In this cannibalistic world, his only reliance is this system more cruel than the world itself, and his heart that grows increasingly cold and calculating in desperate situations. His path of immortality begins with repaying the 'devil's' loan.