I, the Auditor, Liquidate the Heavens

This is a cultivation apocalypse where the Heavenly Dao has gone bankrupt and everything can be 'financialized'. Three thousand years ago, the old Heavenly Dao perished, and an unknown entity calling itself the 'Far Shore Council' took over the world's authority under the guise of 'debt restructuring', establishing the Debt Era that continues to this day. Cultivation is borrowing, opportunities are investments, and fate can be shorted.