Loan Cultivation: Awakening the Life Simulator at the Start

In a world where cultivation is completely monopolized by capital and power, all resources have a price tag. Spiritual energy, techniques, pills, training grounds, and even the right to practice daily breathing require money. The higher the floor, the denser the spiritual energy and the richer the resources. But in the bottom eighteen districts of Kunxu, spiritual energy is thin, resources are locked, class is solidified, and the lower levels are forever exploited by the upper echelons. Lin Chen is burdened with a hereditary debt left by his father, stuck at the peak of Great Martial Master for eight years. He has no money for materials, no money for monthly spiritual energy payments, and no money to renew his school registration. Destitute and restricted at every turn, he is almost completely locked into the bottom. In desperation, he awakens the [Martial Arts Life Simulator]. Three simulations per day, with full pain synchronization and real-life experience! Only by simulating death can he choose one of three rewards: cultivation and physique, lifetime experience, or random items! Others rely on spending money, resources, or family background to cultivate. Lin Chen relies on repeated deaths to review traps, avoid ambushes, see through people's hearts, and test the heavens. No money? Then pave the way with death and break the game with simulations! Rising from the bottom mire, he charges into this cultivation world reeking of money and locked by class!