The Tribulation Insurance Actuary

Tribulation transcends can kill, and where there are people, there is insurance. Lu Heng is an actuary at the cultivation world's first "Tribulation Insurance Company." His job is not to help people survive tribulations, but to design exemption clauses—under what conditions claims are denied, and how to shift all risks onto the policyholders. Three years ago, his sister's primordial spirit was scattered because of "Template Clause 7" being invoked to deny her claim; three years later, he discovers the company is using the very clauses he drafted to drive desperate old cultivators to their deaths. When he tries to tear open a path to survival within the clauses, he touches the interests of the company's higher-ups. A rejection order is issued, and Lu Heng himself is blacklisted by the entire industry. Only 180 days remain until his nine-layered heavenly tribulation. "Since you won't insure me, then I will rewrite the rules of this cultivation world." Without relying on a system or cheats, he relies solely on the professional brain of an actuary, using clause loopholes to reverse-harvest the entire cultivation world. One day, when the heavenly thunder falls, he will make all the immortals and gods know: an actuary's life is priced by himself! — Description from novelcodex.orgFull novel: The Tribulation Insurance Actuary — read the rest free on N​o⁠v​e⁠l​C⁠o​d⁠e​x⁠.​o⁠r​g⁠